How much will I save from a loan modification?

The average loan modification reduces the mortgage payment by about 30%. We can’t guarantee how much you will save, but unless the savings is to your liking, you don’t have to complete the modification. We put you in control.

What does the RS Group do for me?

  • Expert, unbiased advice about your best course of action.
  • We do all the negotiating, calling, faxing, and forms.
  • You get an immediate plan that gives you peace of mind.
  • We act as your advocate, acting in your best interest.
  • You receive updates and progress reports and a timeline.
  • We cut through the red tape with our direct access to the decision makers regarding your mortgage.

But I’m past due on my mortgage! Can I still modify?

Yes, being behind is not a disadvantage in any way.

My property isn’t worth what I owe on it. Can I still modify my loan?

Yes, this actually helps in the negotiation.

How much does a loan modification cost?

Your modification consultant will go over all the details, but typically you will recoup your costs within the first two or three months of your new modified loan payment savings.

What to expect once we get started...

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The average modification reduces mortgage payments by about 30%!

The average modification reduces your payment by about 30% and despite accepting clients we advise have a “poor” chance of success, we've had good success!